The Funding You Need to Move Forward
We make borrowing simple, fast, and supportive, so you can focus on what matters most.
Why Choose Bucck for Your Personal Loan?
Fast, simple, and built around your needs. We make borrowing stress-free so you can focus on what really matters.
Money in Minutes
Get approved quickly and access your funds without the wait.
Clear and Simple Terms
No confusing jargon, just straightforward loans you can understand and trust.
Support You Can Rely On
From application to repayment, we’re here to guide you every step of the way.
Make Your Move Seamless
From boxes and movers to deposits and last-minute fixes, relocation costs can stack up fast. A moving loan helps cover those upfront expenses without draining your savings, so you can settle in sooner and start feeling at home.
Fund Your Dream Wedding
From the venue to the final toast, wedding costs can add up. A personal loan can help you cover expenses without compromise, so you can focus on what truly matters: celebrating your love.
Make Your Move Seamless
From boxes and movers to deposits and last-minute fixes, relocation costs can stack up fast. A moving loan helps cover those upfront expenses without draining your savings, so you can settle in sooner and start feeling at home.
Fund Your Dream Wedding
From the venue to the final toast, wedding costs can add up. A personal loan can help you cover expenses without compromise, so you can focus on what truly matters: celebrating your love.
How to easily apply for a personal loan online in 3 steps
From emergency funds to major purchases, Bucck has you covered.
Check your offer
It only takes a few minutes – and your credit score stays untouched.
Get a decision
Most applicants receive instant approval with zero paperwork.
Access your money
Funds can reach your account in as little as 24 hours once approved.
Plan Your Payments with Ease
The pre-filled values are general estimates of possible terms you may see with this type of loan. Any loan offer’s final interest rate and terms will depend on your qualifications.
Your Questions, Answered
Yes. We believe in looking at more than just a credit score. While we have a minimum FICO score requirement of 500, we consider various factors to provide accessible loan options for as many people as possible.
We currently offer personal loans from $1,000 to $75,000 with terms typically ranging from 12 to 84 months. Your exact offer (amount, APR, and term) depends on your credit profile, income, and state of residence. You’ll see your personalized options before you decide to proceed.
Most approved borrowers receive money as soon as the next business day after signing their agreement. Funding speed can vary based on your bank’s processing times and any required verification. If we need additional documents, we’ll notify you right away to keep things moving.
- Check your rate (soft credit pull): Start by providing basic details (name, address, date of birth, income range, housing status) and permission to conduct a soft credit inquiry—this won’t affect your credit score.
- See your options: If you’re pre-qualified, you’ll see estimated APRs, terms, and monthly payments.
- Complete your application: We’ll ask for more precise information (e.g., income verification and bank details for funding). If needed, we may request documents.
- Final review (hard inquiry): When you select an offer and submit, we’ll perform a hard credit inquiry, which may impact your credit score.
- Decision & funding: Many applications are decided instantly; others may require a quick manual review. Once approved and e-signed, funds are typically sent the next business day.
- Fees: We [do / do not] charge an origination fee [0–8% typical; disclose exact policy]. There are no prepayment penalties, so you can repay early at any time and save on interest. Late or returned-payment fees may apply; see your agreement for details.
- Data protection: We use encryption (e.g., AES-256 in transit and at rest), follow strict access controls, and never sell personal information. For details, see our Privacy Policy and Security page.
Basic eligibility:
- Be 18+ (19+ in some states).
- Be a U.S. citizen or permanent resident with a valid SSN [adjust if different markets].
- Have a verifiable source of income and a U.S. bank account in your name.
- Meet our credit and affordability criteria.
Documents we may request:
- Government-issued ID (driver’s license, passport, or state ID).
- Proof of income (recent pay stubs, W-2, 1099, or bank statements).
- Proof of address (utility bill, lease, or bank statement).
- Bank account details for funding and repayment.
- Providing accurate information up front helps us verify quickly and speeds up approval and funding.